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Mortgages and Financing

Rates, approval, underwriting and the financing decisions that outlast the purchase.

Homeowner comparing two refinance offers on paper Mortgages and Financing

Refinancing Only Makes Sense in These Cases

A homeowner called me convinced she should refinance because rates had dropped a full percentage point since her original loan.

Derek WallaceSep 15, 20264 min read
Loan officer reviewing paperwork behind a stack of files Mortgages and Financing

What Underwriters Check That Buyers Never See

A file I underwrote years ago fell apart four days before closing over a nine hundred dollar furniture purchase the buyer made...

Derek WallaceSep 15, 20264 min read