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Topic, page 3 of 3

Mortgages and Financing

Rates, approval, underwriting and the financing decisions that outlast the purchase.

Topic, page 3 of 3

Homeowner comparing two refinance offers on paper Mortgages and Financing

Refinancing Only Makes Sense in These Cases

A homeowner called me convinced she should refinance because rates had dropped a full percentage point since her original loan.

Derek WallaceSep 15, 20264 min read
Loan officer reviewing paperwork behind a stack of files Mortgages and Financing

What Underwriters Check That Buyers Never See

A file I underwrote years ago fell apart four days before closing over a nine hundred dollar furniture purchase the buyer made...

Derek WallaceSep 15, 20264 min read