Mortgages and Financing
Refinancing Only Makes Sense in These Cases
A homeowner called me convinced she should refinance because rates had dropped a full percentage point since her original loan.
Buyer's agent and financing writer
Derek spent six years underwriting mortgages before moving to buyer representation, and he still reads a pre-approval letter the way an underwriter would. He writes about financing and the offer process with the paperwork open beside him.
Mortgages and Financing
A homeowner called me convinced she should refinance because rates had dropped a full percentage point since her original loan.
Mortgages and Financing
A file I underwrote years ago fell apart four days before closing over a nine hundred dollar furniture purchase the buyer made...
Mortgages and Financing
A borrower once asked me why anyone would choose an adjustable rate mortgage at all, given that a fixed rate removes the...
Home Buying
A buyer called me the night she received her inspection report, convinced the deal was dead.
Home Buying
A couple I underwrote a loan for years ago qualified for four hundred and twenty thousand dollars.
Home Buying
A listing I underwrote a pre-approval for last year advertised a fully smart home, with app controlled lighting throughout, a...